The Amount of realtime protection has reduced from the last time I updated the config. It was not a conscious decision, but somewhat forced.
I won a Emsisoft Antimalware License from a MT giveaway. Now with surf protection turned on I have been facing serious upload issues everywhere with files larger than 20 MB. Importantly, the realtime Onedrive sync was getting hampered and that was unacceptable and so I am keeping the surf protection off.